$200

@rahul + Earnest

Student loan refinancing through Earnest was simple. Similar to other loan service providers like Sofi, it offers quick loan interest rates to those browsing for other options. Pick the online loan provider that suits your needs (e.g. need lower interest rate, longer term duration, etc.) or the one which has the lowest rates. Earnest's customer service has been relatively quick at solving issues through email which was pleasantly surprising. So far so good. Their referral program of $200 dollars to both the referrer and referee along with low interest rates on their loans makes their service pretty competitive to other providers.